These Terms and Conditions govern the use of winkshouse.com and the services offered through it. By visiting the website, creating an account or submitting a form, these terms are accepted in full. Anyone who does not agree with any part of these terms should stop using the website.
WinksHouse provides home insurance information, quote requests and coverage guidance for homeowners. Content on the website is offered for general informational purposes and does not replace the full terms of any insurance policy. The exact scope of any coverage is defined only by the policy documents issued for it.
The website and its services are intended for U.S. residents aged 18 or older. By creating an account or requesting a quote, the person submitting the information confirms meeting these requirements and that everything provided is truthful and complete.
Creating an account requires accurate personal details and a secure password. Account holders are responsible for keeping login credentials confidential and for all activity that happens under the account. Any suspected unauthorized use should be reported right away using the contact details in these terms.
Where consent has been given during sign-up, WinksHouse may send service-related and, where separately agreed, marketing text messages about home insurance. The following applies to all SMS communications:
The website may be used only for lawful purposes. The following conduct is not permitted:
All content on winkshouse.com, including text, graphics, logos and page designs, belongs to WinksHouse or its licensors and is protected by applicable intellectual property laws. Content may not be reproduced, distributed or used commercially without prior written permission.
The website and its content are provided on an as-is and as-available basis. While reasonable care goes into keeping information accurate and current, no warranty is given that the website will be uninterrupted, error-free or that its content fits any particular purpose. Quotes shown are estimates until confirmed in final policy documents.
To the fullest extent permitted by law, WinksHouse is not liable for indirect, incidental, special or consequential damages arising from the use of, or inability to use, the website or its services. Nothing in these terms limits liability where the law does not allow it to be limited.
Any dispute arising out of or relating to these terms or the use of the website that cannot be resolved informally will be settled by binding individual arbitration rather than in court, except where the law provides otherwise. Both sides waive any right to participate in a class action. A claim may first be raised informally by using the contact details below so a resolution can be attempted directly.
Access to the website or an account may be suspended or ended if these terms are violated or if misuse of the services is suspected. Account holders may close an account at any time by sending a request using the contact details below.
These Terms and Conditions may be updated from time to time. The effective date at the top of this page shows when the current version took effect. Continued use of the website after a change means the updated terms are accepted.
These terms are governed by the laws of the State of Maine, without regard to conflict of law principles, and any matter not subject to arbitration will be handled in the courts located in Maine.
Questions about these Terms and Conditions can be sent using any of the following: